Gross Assets, Feb. 1st, 1867... Increase in Net Cash Assets for the Year.. THE ASSETS ARE THUS APPROPRIATED: $19.311.367 41 $3,526,947 12 Total Reserve at 4 pr c't. Interest to re-insure outstanding policies & addn's. $16,392,891 13 Net Surplus..... Gross Assets....... 83,446 28 39.551 37 2,795,478 63 $19,311,367 41 From undivided surplus, as stated above, ($2,795,478 63,) a dividend has this day been declared to policy holders, available on the anniversaries of the dates of issue in the present year. POLICY AND RISK ACCOUNT. I have carefully examined the foregoing statements, and find the same to be correct. [Signed,] SHEPPARD HOMANS, Actuary. A DIVIDEND, or distribution of surplus premiums, WAS MADE FEB. 1, 1866 and '67, and will be made ANNUALLY HEREAFTER. The phrase ANNUAL DIVIDENDS, in this Company, means dividends made annually from the start, on the FIRST and every subsequent premium; and NOT at the expiration of three, four or five years, and only then, annually. It also means that the dividends are available immediately to increase the insurance or as CASH in reduction of the premium of the current year; and NOT merely to cancel notes and accrued interest on premiums three, four or five years old. By this system there is no delay for the redemption of scrip, as in some companies. The Assets of this Company are purely Cash. No premium notes, railroad or bank stocks are included. They consist of bonds and mortgages in the State of New York, worth double the amount loaned, office real estate, bonds of the State of New York, and United States stocks. Particular attention is desired to the fact that a very large portion of the Company's business is now on Endowment Policies. This is a peculiar feature with this Company, as no other companies can present the security we offer, or the profits which we are enabled to divide, so as to make the investment a good one to the applicant; and the rates for such Policies are from 10 to 20 per cent. lower than those charged by other and smaller institutions. H. B. MERRELL, General Agent, Detroit, Mich., FOR INDIANA, MICHIGAN, ILLINOIS, WISCONSIN, IOWA, AND MINNESOTA. DR. W. P. WARING, Agent, Richmond Indiana. CONNECTICUT MUTUAL LIFE INSURANCE COMPANY. ..... Accumulated Capital in 1866.. $5.804.724 $14.000 000 FOR low working expenses, care in the sele tion of risks, and consequently in the large dividends returned to policy-holders, the Connecticut Mutual challenges comparison with any of its competito s The business of the past year w s far in excess of any previous year, 14,500 policies having been issue, and this old we'l-tried Company starts upon the race for the new year under the most auspicious circumstances. The sorrows of hundreds of wid ow and orphans have been soothed by the timely id rendered to them by this Company through the agency of policies paid up, and which aid was secured through the timely forethought and prudence of departed husband- and fathers. It has been said that man is not capable of any action which may not in ome measure be attributed to a selfish motive. This may, in part, be true, but if there is in this world of sin and woe, any action free from selfishness, it is when a tender husband, or parent secures a life policy, the sole benefit of which shall accrue to others, and not in the least to himself. No one should regard the small amount necessary to secure a policy, as an expense. It is not, for every dollar paid out a return is made three-fold greater in almost every case, and if the insured die soon, (and no one has any security for life,) the return is often twenty, fifty, and even a hundred times more than the amount required to secure this great benificent protection to loved ones. Very little sympathy is telt for that individual who refuses to insure his p operty against fire, if it should unfortunately be destroyed, and yet we may insure against such loss, and the property thus protected may never be destroyed In Life Insurance it is not so. Just as certain as a policy is written it must and will be paid sooner or later. Besides there are eight chances that an individual will die to one that his property will be destroyed by fire, within any specified time. Death is an event common to us all, then think of these facts, fathers and mothers, and make timely provision for those who are dependent upon you. No better medium to do this can be found than the Connecticut Mutual Life Company. Information furnished gratis upon application, either by letter or otherwise. O. W. COGGSHALL, AGENT, South-West Corner Fifth and Main Streets, Richmond, Indiana. ÆETNA LIFE INSURANCE COMPANY, Policies will be granted payable after death, or upon the party's arriving at a specified age, at his option in either case, free from claims of creditors. The usual extra risks will be assumed by this Company at reasonable rates. WM. BELL, Agent, RICHMOND, IND. THEO. R. WETMORE, Vice Prest. Dr. STEPHEN WOOD, Med. Ex. JAMES H. KNAPP, CHICAGO, GENERAL AGENT. Of this Company, "The New York Insurance Monitor and Wall Street Review,' thus "The Security is 'marching on' in the front, with the best. 3,076 are the number of policies it granted during the year preceding November last. These insured $7,253,405, and the premium brought in sums up to $541,709, which nearly amounts to a multiplicatiou of the business of 1865, showing an addition to it of 1,276 policies, $3,241,505 in snm assured, and $280,814 in premium receipts. The Assured can participate in the profits or not, as may be desired. For rates and WILLIAM BELL, General Ag't., Richmond, Ind. CONNECTICUT MUTUAL LIFE INSURANCE COMPANY. Accumulated Capital in 1866... ... .$5.804,724 $14.000 000 FOR low working expenses, care in the selection of risks, and consequently in the large dividends returned to policy-holders, the Connecticut Mutual challenges comparison with any of its competitors The business of the past year was far in excess of any previous year, 14,500 policies having been issued, and this old well-tried Company starts upon the race for the new year under the most auspicious circumstances. The sorrows of hundreds of widows and orphans have been soothed by the timely aid rendered to them by this Company through the agency of policies paid up, and which aid was secured through the timely forethought and prudence of departed husbands and fathers. It has been said that man is not capable of any action which may not in some measure be attributed to a selfish motive. This may, in part, be true, but if there is in this world of sin and woe, any action free from selfishness, it is when a tender husband, or parent secures a life policy, the sole benefit of which shall accrue to others, and not in the least to himself. No one should regard the small amount necessary to secure a policy, as an expense. It is not, for every dollar paid out a return is made three-fold greater in almost every case, and if the insured die soon, (and no one has any security for life,) the return is often twenty, fifty, and even a hundred times more than the amount required to secure this great benificent protection to loved ones. Very little sympathy is felt for that individual who refuses to insure his property against fire, if it should unfortunately be destroyed, and yet we may insure against such loss, and the property thus protected may never be destroyed. In Life Insurance it is not so. Just as certain as a policy is written it must and will be paid sooner or later. Besides there are eight chances that an individual will die to one that his property will be destroyed by fire, within any specified time. Death is an event common to us all, then think of these facts, fathers and mothers, and make timely provision for those who are dependent upon you. No better medium to do this can be found than the Connecticut Mutual Life Company. Information furnished gratis upon application, either by letter or otherwise. O. W. COGGSHALL, AGENT, South-West Corner Fifth and Main Streets, Richmond, Indiana. ETNA LIFE INSURANCE COMPANY, Policies will be granted payable after death, or upon the party's arriving at a specified age, at his option in either case, free from claims of creditors. The usual extra risks will be assumed by this Company at reasonable rates. WM. BELL, Agent, RICHMOND, IND. THE AMERICAN FRIEND. VOL. I. FIFTH MONTH, 1867. FREEDMEN'S RECORD. SINCE our last report our Friend, John A. Mendenhall, has returned home from Lauderdale. No. 5. The whole number enrolled is 217 males; 314 females; total, 531. Average attendance, 360; tuition received, $86.12. little boy is in the nursery quite sick; it is very affecting to see Emily, seven years old, take such deep interest in making him comfortable. We have 14 children in the nursery, not over The number of children in that Asy- three years old, and much attention lum has been very much reduced as is required to know that they get up many of them have been put out to and exercise sufficiently to keep themhomes. Alida Clark writes from selves healthy. The larger children Helena, "Our meetings and Sabbath play much better than last fall. They Schools are increasingly interesting, appear to be quite happy. Tommy and we have no real cause for dis- says: 'I feel happy all de time, 'cept couragement except the overwhelm- when I don't pray at night, den I ning amount of work neglected or don't sleep, for something black like half done.' In speaking of the over- a cat hangs ober my bed all night, flow of the river she writes, "The suf- dat makes me feel unhappy all de fering of the gray headed and of all time, cause I'se been so wicked."" ages from the overflow is indescrib- Reports have been received from able,-driven from their wretched nine common schools, viz: two at hovels into the pitiless storm, without Helena, one at Helena Asylum, two shelter, blanket, or anything to eat." at Lauderdale, and four at Little From Lauderdale, the Matron Rock. writes: "It is a source of much satisfaction to me in this dark benighted land, to hear from our Friends at home, and to know that sympathizing hearts are there. I feel deeply inter- In Little Rock the Sabbath Schools ested in caring for these little mother- have increased in size during the past less children, much more so than month. In reference to one of the I anticipated before leaving home. schools, E. M. Butler writes: "This When the cask from Ireland arrived Sabbath School is a consolidation of and the children saw the clothes, one the schools of the Asylum and of the would say: "Thank God, wee's not African Baptist Church. It is held forgot, if we can't go Norf.' Anoth- in our school building. About half er, 'God bless de good people in de the school is composed of adults. Norf, fo sendin' us nice things.' An- Whole number, 230, ranging from 5 other, 'Well, de Lord put in it their to 65 years of age. Fourteen colored hearts to send them, or they wouldnt teachers are engaged in the work. send 'em, and he put it in our hearts One old man is teaching who was a to be bettah chilen, if we jis mind slave on the Florida coast. The old him,' &c. I had to draft new girls into people seem quite interested; most of service, and quite young ones, since them are unable to read, but are very the older ones left. I have none now patient, attentive listeners. We are over 10 or 11 years of age. They are cramped for want of house room; doing their ward work very well; the had we plenty of room we could, I dining-room girls do nicely for their think, increase the number of those age; before the large girls left, these who attend constantly. Our object were sewing and mending. I have is to give regular connected religious the little girls knitting yet in even- instruction, so much needed by these ings; they enjoy it very much. One people." |